Shop our wide selection of pre-owned vehicles online from the comfort of home. If you need assistance, our sales and finance teams are just a phone call away.
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Flexible financing plans designed to make owning a vehicle affordable from the start
Get on the road sooner with entry-level deposits from as little as $500
Quality-inspected vehicles selected for reliability, safety, and long-term value.
Approval solutions tailored for a wide range of credit backgrounds.
Earn rewards when you recommend friends or family who purchase a vehicle.
Use your current vehicle to reduce your upfront cost and simplify the process.
Drive Smart Autos is a dependable Buy Here Pay Here dealership located in Pinellas Park, FL, proudly serving drivers throughout the region. If you’re searching for a trustworthy place to purchase a vehicle, we’re here to help you every step of the way.
Looking for a dealership near St. Petersburg or Tampa? Our central location makes it easy for customers across Pinellas County, Hillsborough County, and Manatee County to visit, get approved, and get back on the road quickly.
No matter your credit history, Drive Smart Autos works to secure approvals for every customer. Our Buy Here Pay Here program is designed to help those with bad credit, no credit, or past financial challenges.
With more than two decades in the automotive industry, our knowledgeable team understands what drivers need. We specialize in in-house financing solutions that make the car-buying process simple, transparent, and stress-free.
We offer a wide selection of dependable pre-owned vehicles, carefully chosen to provide reliable transportation at a price that fits your budget—perfect for drivers across the St. Pete and Tampa Bay area.
At Drive Smart Autos, we believe everyone deserves a fresh start. That’s why we’re committed to helping customers rebuild their credit and drive away in a vehicle they can count on. Visit us today and discover why we’re one of the fastest-growing Buy Here Pay Here dealerships in the region.
We take pride in assisting customers who find themselves in the following situations:
Discover the Advantages that BHPH has to offer
There are several advantages to choosing Buy Here Pay Here (BHPH) financing over traditional lenders:
PLEASE BRING:
Through our referral program you can earn a $150 credit towards your next payment. This is a fantastic opportunity to share your experience with our services and earn credit towards future payments. We kindly request your assistance in spreading the word to your friends, family, and colleagues who may benefit from our services.
Thank you for your continued loyalty and support.
We offer you the best vehicle buying experience in Pinellas Park, FL
Experience hassle-free car financing with our Buy Here Pay Here (BHPH) option. Skip traditional lenders and make direct payments to us, unlocking a range of flexible financing solutions tailored to your needs. Discover the simplicity of BHPH financing as we guide you toward owning your dream vehicle.
Our calculations are based on your income and all other financial obligations you may have. With that information, we can determine a payment schedule that fits your particular circumstances. That may be weekly, bi-weekly or another plan. Remember, we want to help you any way we can. Unlike traditional car dealerships and banks, we will work with you to examine your current situation and not your past mistakes. So we can figure out a payment plan that you can afford.
The exact amount depends on the vehicle price and your credit. A larger down payment can lower your monthly payments and help you pay off your vehicle faster. However, we offer down payments starting from just $750. If you’re unsure about what you can afford, contact us and we’ll walk you through it.
At Drive Smart Autos, you can drive your chosen vehicle home the same day! We’re committed to providing a seamless, efficient process—most customers are on the road within 30 minutes.
Yes! At Drive Smart Autos, we believe everyone deserves a second chance. We provide financing options for all credit types, including bad credit and no credit. Our in-house process is flexible, allowing us to tailor financing to your unique situation.
We may consider your credit history, but our main focus is your current financial stability and ability to make payments. We welcome customers with all credit backgrounds and work hard to find a solution that fits.
Yes, it can! If you choose, we offer the option to report your payment history directly to the credit bureaus. Making on-time payments can help rebuild or establish your credit over time.
Buy Here Pay Here financing is perfect for individuals with credit challenges. We look at your full financial picture—not just your credit score. The process is quick, straightforward, and completed entirely at our dealership. No banks, no third parties—just a simple path to getting you behind the wheel.
Absolutely! Bring your vehicle and a valid title in your name to our dealership. We’ll appraise it and give you an offer on the spot.
We offer you the best vehicle buying experience in Pinellas Park, FL
EXCELLENT Based on 196 reviews Posted on Susana LopezTrustindex verifies that the original source of the review is Google. Awesome experience. I would definitely recommend and buy a car again.Posted on Powers ProductionsTrustindex verifies that the original source of the review is Google. I had an amazing experience at Drive Smart Auto from start to finish. The entire process was smooth, transparent, and stress-free — which is not something you can say about most dealerships. Jay was an absolute game changer. He went above and beyond to make sure I understood every step, answered all my questions without pressure, and truly made me feel comfortable with my decision. You can tell he actually cares about helping people, not just making a sale. He was patient, professional, and incredibly helpful throughout the entire process. If you’re looking for a dealership that treats you with respect and makes the experience easy, ask for Jay at Drive Smart Auto. I couldn’t be happier with how everything turned out. Highly recommend!Posted on BENSEN JPTrustindex verifies that the original source of the review is Google. Great service Jay was on point I will consider a friend or a family to come buy here.Posted on Kev MitchTrustindex verifies that the original source of the review is Google. Great place to get a car good customer service!!Posted on Alexis LeyvaTrustindex verifies that the original source of the review is Google. If you need a cheap car and affordable with no credit checks, this is the place to come in especially when you have those times the money is tight I recommend coming here I was able to take a car thank youPosted on javon smithTrustindex verifies that the original source of the review is Google. Very much recommend coming to check out drive smartPosted on George A Washington SrTrustindex verifies that the original source of the review is Google. Very awesome a very helpful! I will get more people to go therePosted on Jason TaylorTrustindex verifies that the original source of the review is Google. Don't depend on an honest car inspection here